With more than 200+ providers active in this space, choosing the best crypto exchange for your trading requirements can be challenging. 

Not only do you need to assess factors such as safety, supported tokens, and fees – but also customer service, wallet security, and minimum account balances. 

This guide will help you decide by reviewing the very best crypto exchanges available on the market today.

The Best Crypto Exchanges for 2022 

The 10 best crypto exchanges that we came across are those listed below:

  1. eToro – Overall Best Crypto Exchange USA for 2022
  2. Webull – One of the Best US Crypto Exchanges for Small Investments
  3. Binance – Lowest Fee Crypto Exchange for Commissions  
  4. Coinbase – Best US Crypto Exchange for Beginners
  5. Huobi – Top Crypto Exchange for Savings Accounts
  6. Bybit – Crypto Exchange With Huge Trading Volume
  7. Crypto.com – Easy Crypto Investments via Debit Cards
  8. Luno – Great Crypto Exchange Mobile App 
  9. Gemini – Best Bitcoin Exchange for Safety 
  10. Kraken – Advanced Crypto Exchange for Seasoned Traders 

In the sections below, you will find reviews of the best crypto exchanges to help you choose the right platform for your skillset. 

The Top 5 Bitcoin Exchanges Reviewed 

We utilize a strict criterion when reviewing the best Bitcoin exchanges in the USA. 

Some of our main priorities in this respect include low fees, safety and security, great customer support, and plenty of available markets. 

Our findings revealed that the five best crypto exchanges for 2022 are those outlined below. 

1. eToro – Overall Best Crypto Exchange USA for 2022

For those based in the US, eToro is by far the best cryptocurrency exchange to consider using right now. This top-rated platform offers more than 40+ markets – all of which are paired against the US dollar. When trading your preferred crypto market, you only need to pay the spread at eToro – which starts at just 1%. Therefore, with an eToro account you could buy Solana, Litecoin, XRP, Polkadot, Shiba Inu, the Graph, the best meme coins, and more with low fees and tight spreads.

Moreover, when you fund your account in US dollars, no deposit fees apply. This is the case across PayPal, debit/credit cards, Neteller, ACH, domestic bank wires, and all other supported payment methods. We also like the fact that at eToro – the minimum deposit requirement is just $10. This is also the minimum trade requirement – meaning that you can invest in digital assets from just $10 or more. Did you know that eToro also offers one of the best crypto credit cards on the market in 2022? 

If you’re looking to invest in several cryptocurrencies to help mitigate your risks, consider the eToro CryptoPortfolio. This consists of more than a dozen digital assets – and the portfolio is reweighted, rebalanced, and managed by the eToro team. Alternatively, you can also copy another eToro trader like-for-like to ensure a passive investment journey into the crypto markets. This requires a minimum outlay of just $200 per trader and is a super easy way to day trade crypto.

In terms of security, eToro is regulated by the SEC and a member of FINRA. The broker is also licensed by CySEC, ASIC, and the FCA. You can therefore buy and sell crypto at this platform in safety. An eToro mobile app is also available to download free of charge. This will give you the opportunity to trade crypto on the move. Finally, eToro is also home to thousands of stocks and ETFs, as well as hard metals, indices, forex, and more. Additionally, when you buy Bitcoin with eToro you can invest with a minimum stake of just $10.     

eToro is also a great choice if you want to stake cryptocurrency.

Number of Cryptos 56
Fee Structure Zero Transaction Fees + Spread
Fee to Buy Bitcoin 0.75%
Minimum Deposit $10

What We Like:

  • Over 55 cryptos to trade
  • Minimum deposit only $10
  • Regulated by numerous top-tier entities
  • Accepts credit/debit card and PayPal deposits
  • User-friendly trading app
  • eToro charges a transparent 1% fee when buying or selling cryptos. For instance, you could buy Dogecoin on eToro with a

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

2. Webull – One of the Best US Crypto Exchanges for Small Investments 

webull logoIf you’re a beginner that is looking for the best crypto exchange in terms of account minimums, Webull could be for you. This is because when buying and selling crypto here, you only need to stake $1. This is the case irrespective of how much the crypto asset is trading for – which is particularly handy for expensive tokens like Bitcoin and Ethereum

At Webull, there is no requirement to meet a minimum deposit either – and all supported cryptocurrencies can be traded commission-free. This is also the case with US-listed stock options, equities, and ETFs. Webull is highly suitable for newbies, albeit, advanced charting tools and technicals are also available.

webull platform screenshotAnother aspect that we like about this SEC-regulated platform is that you can invest via a retirement account. Moreover, you can deposit funds into your Webull account via ACH for free. Take note, bank wire deposits cost $8. Nevertheless, Webull also offers a wide selection of educational guides – and you can even trade via a demo account. Finally, consider downloading the free Webull app to trade crypto on the go.       

Number of Cryptos 20+
Fee Structure 100bp spread
Fee to Buy Bitcoin 100bp (e.g. 1%)
Minimum Deposit No minimum deposit

What We Like:

  • No transaction fees to open trade
  • Minimum position size only $1
  • Real-time market data & charting features
  • Two-factor authentication offered
  • $5 reward when completing first crypto trade

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

3. Binance – Lowest Fee Crypto Exchange for Commissions 

If you’re searching for the lowest fee crypto exchange for commissions, Binance is worth considering. At this popular online exchange, you can trade crypto-crypto pairs like ETH/BTC at just 0.10% per slide. This means that a total stake of $100 would cost you just $0.10 in fees. On the Binance US website, you will find over 60+ supported best DeFi coins, as well as all the top cryptocurrencies to invest in.

We should note that if you wish to buy crypto with fiat money, then additional fees will apply. For example, although ACH and bank wire transfers are processed fee-free, you will need to pay a buy commission of 0.5%. Moreover, if you wish to deposit funds with Visa or MasterCard, you can add a further 4.5% to this fee.

Users signing up via this website are eligible for a $100 Binance bonus

As a result, this makes Binance an expensive option for those wishing to trade crypto in exchange for USD. Another thing to note about Binance is that, unlike eToro and Webull, the platform is not regulated by the SEC. In fact, Binance is not licensed in any single jurisdiction – so the safety of your funds is at risk. To access your Binance account, you can use the main online website or download the iOS/Android app.  

Binance is one of the largest crypto exchanges out there, meaning you can buy Terra Luna, AAVE, and other trending new digital currencies with low transaction fees.

In addition to offering cryptocurrencies, Binance is also a NFT marketplace that allows you to invest in the best NFTs to buy.

Number of Cryptos 500+
Fee Structure Binance Exchange = 0.1% maker/taker fee

Instant Buy = 4.5%

Fee to Buy Bitcoin 0.1% on Binance Exchange; 4.5% for Instant Buy
Minimum Deposit No minimum deposit threshold

What We Like:

  • Huge range of cryptos to trade
  • Low trading fees
  • Trading platforms for beginners and advanced investors
  • Dedicated staking service

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

4. Coinbase – Best US Crypto Exchange for Beginners   

coinbase logoAlthough Coinbase is expensive in most areas, the platform is one of the best crypto exchanges in the US for newbies. The exchange now serves over 70+ million clients – many of which prefer Coinbase for its simple and burden-free investment platform. In fact, you can open an account in a matter of minutes and then instantly invest in crypto with your debit or credit card. This means you can buy XRP, Ethereum and more in a matter of minutes. 

The main drawback here is that although you can get started quickly, debit/credit cards transactions are charged at 3.99%. The other option is to deposit funds via ACH – and then when the funds are credited, pay a smaller commission of 1.49% to complete your crypto purchase. This is, however, still considered expensive when compared to other exchanges in this space.

The Coinbase sign up bonus awards new users a free $10 in Bitcoin.    

coinbase platform screenshot

Going back to the positives, Coinbase is one of the safest cryptocurrency exchanges in the market. Some of the strongest security protocols include keeping the vast majority of client digital funds in cold storage, verifying the identity of all new customers, and requiring each account holder to set up 2FA (two-factor authentication). Moreover, Coinbase has a fully-operational security team that works around the clock to keep your account safe. Coinbase is also a good yield farming crypto platform to consider in 2022 if you’re interested in crypto staking and loans. 

As such, if you had your eyes set on buying Quant, and other cryptos right now you could easily trade the best altcoins on Coinbase easily and securely from your mobile device.  

Number of Cryptos 100+
Fee Structure Transaction Fee + Spread
Fee to Buy Bitcoin Transaction fee based on payment method/volume + 0.5% spread
Minimum Deposit No minimum deposit stated

What We Like:

  • User-friendly mobile app interface
  • Can purchase crypto using credit/debit card and PayPal
  • Great educational content
  • Two-factor authentication offered on mobile app

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

5. Huobi – Top Crypto Exchange for Savings Accounts   

If you’re looking to combine capital gains with regular income – Huobi is one of the best crypto exchanges for this purpose. This is because in addition to offering hundreds of crypto markets, the exchange also offers crypto savings accounts that allow you to earn interest on your idle investments. For instance, by holding USDT and Bitcoin, you can earn up to 6.50% APY and 2.88% APY respectively. You can also gain exposure to the best new cryptocurrencies that are currently trending; for example you could buy Axie Infinity and Shiba Inu from the comfort of your own home. 


In terms of the exchange itself, Huobi supports a wide range of cryptocurrency tokens of all shapes and sizes. You can buy and sell digital tokens here at just 0.26% per slide – and lower rates are available when you trade larger amounts. Huobi operates a maker-taker pricing structure, so those providing the exchange with trading liquidity will benefit from even more competitive commissions.  

Number of Cryptos 400+
Fee Structure 0.2% transaction fee
Fee to Buy Bitcoin 0.2% (reduction if you hold Huobi Token)
Minimum Deposit $100

What We Like:

  • Low trading fees
  • Numerous derivatives markets offered
  • Huge range of cryptos to trade
  • Crypto savings accounts offered

The Best Crypto Exchanges Compared   

Check out the comparison table of the 10 top crypto exchanges in the US right now to help you choose the right platform. 

Number of Coins Debit Card Fee Fee to Buy BTC Proprietary Wallet
eToro 50 0.50% Spread From 0.75% Yes
Webull 27 Not Supported 0% Commission Plus Spread From 1% No
Binance US 60+ 4.50% 0.50% Yes
Coinbase 50+ 3.99% 1.49% Yes
Huobi 400+ Not Stated 0.20% Yes
Bybit 145+ Markets Depends on Chosen 3rd Party 0.10% No
Luno 6 N/A in US 0.10% Yes
Crypto.com 250+ 2.99% 0.40% Yes
Gemini 70+ 3.49% 1.49% Yes
Kraken 50+ N/A in US 0.26% Yes

For more details on the Crypto.com credit card you can read our review here.

The above fees and markets are specific to US-based investors at the time of writing. More competitive commissions may be on offer for those trading larger amounts or providing the exchange with liquidity. 

Ever wondered how to trade crypto CFDs automatically? Crypto robots such as Bitcoin Prime allow you to speculate on potential market movements of cryptos such as BTC. You can read more about this leading Bitcoin robot via our Bitcoin Prime review.

What is a Crypto Exchange?   

A crypto exchange is an online platform that allows users to trade digital currencies like Bitcoin. The exchange will sit between buyers and sellers, meaning that it acts as a middleman. 

That is to say, when you use a conventional crypto exchange to buy Bitcoin, you will be purchasing the tokens from a seller that uses the same platform.  

In turn, the crypto exchange will collect a commission from you, alongside a mark-up on the bid/ask spread. Top crypto exchanges in the US come in a wide range of shapes and sizes. 

For example, some crypto exchanges only allow you to trade digital asset pairs. This means that instead of trading Bitcoin against the US dollar, you’ll likely be accessing pairs denominated in Tether. 

eToro crypto trading

With that said, the best crypto exchanges in this marketplace support fiat-driven pairs like BTC/USD or ETH/USD. This means that you buy and sell crypto in exchange for US dollars.

There will also be a disparity in the number of markets supported by your chosen crypto exchange. For instance, while Luno supports just six coins, Huobi gives you access to hundreds of markets. 

You also need to consider the regulatory standing of your chosen crypto exchange. This is because the best crypto trading platforms in the USA – such as eToro and Coinbase, are authorized by the SEC. Others, however, such as Binance, operate without a regulatory license at all. 

How do Bitcoin Exchanges Work? 

If you’re completely new to Bitcoin exchanges, the setup and investment process is largely the same across all providers.

Here’s what you need to know:

Accounts and Funding

First and foremost, all crypto exchanges will require you to open an account before you can start trading. However, the amount of information collected from the exchange will depend on whether you are depositing funds in US dollars or crypto. 

If it’s the latter, then you will likely only need to provide your email address to get started. On the other hand, if you seek USD deposits and withdrawals, the exchange will not only ask for your personal information – but a copy of your government-issued ID.  

Either way, in order to buy and sell crypto online, you will need to deposit funds into your account. 


In terms of available markets, you will either have the option of crypto-crosses or fiat-to-crypto pairs. Some exchanges might offer both. 

For those unaware, crypto-crosses are trading pairs that contain two digital currencies. Examples include BTC/USDT and ETH/BTC. 

Fiat-to-crypto pairs allow you to trade digital currencies against the US dollar – as well as other currencies. Examples include BCH/USD and BTC/USD. 

Irrespective of which pair you wish to trade, the best crypto exchanges offer a simple search facility. For example, at eToro, if you want to buy Bitcoin, you simply have to search for ‘BTC’. 


Once you have landed on the relevant page for your chosen crypto pair, you then need to set up an order. This instructs your chosen exchange on which position you wish to enter. 

If you’re a newbie, this can be somewhat complex to understand at first glance. To keep things simple, you are best off using a market order at eToro – which means that your crypto trade will be carried out instantly at the current price. 

Alternatively, if you seek more flexibility from your orders, eToro also offers take-profits and stop-losses. Trailing stop-loss orders are also supported. These order types allow you to enter and exit the crypto markets at predetermined prices. 

Finally, once you have set your order up, the crypto exchange will execute it for you. As noted earlier, you will be matched with a seller of the same exchange when buying – and visa-versa. 

The exchange will then add your tokens to your account wallet – which in most cases, can be withdrawn. 

How to Choose the Best Crypto Trading Platform for You   

So now that you know how the best Bitcoin exchanges work, we can now explain the core metrics to look out for when selecting the right provider for you. 

Trade cryptos on eToro

This will allow you to sign up with the very best exchange for your goals and investor profile.


We mentioned earlier that US clients now have access to over 200+ crypto exchanges. However, you might be surprised to learn that very few exchanges hold a regulatory license. Even fewer are authorized by the SEC or registered with FINRA. 

  • Taking this into account, it is crucial that you check the regulatory status of a crypto exchange before opening an account or depositing any funds. 
  • To give you an idea of what’s out there, eToro and Webull are both regulated by the SEC. 
  • This means that you can be sure about the legitimacy of these platforms. 

You then have the likes of Bybit, which is not only unregulated but registered offshore in the British Virgin Islands. 

Tradable Cryptos

There are more than 17,000 digital currencies listed on CoinMarketCap in 2022. While you won’t find a crypto exchange hosting each and every token, your ability to diversify can vary quite comprehensively depending on your selected provider.   

For example, if you were to trade crypto via eToro, you will have access to over 40+ leading tokens. 

This covers large caps like Bitcoin and Ethereum, as well as up-and-coming projects such as Decentraland and The Graph. 

Crucially, it’s wise to select an exchange that offers a wide variety of crypto assets so that you have the opportunity to broaden your investment horizons. 

Otherwise, if you come across a token that isn’t supported, you will need to open an account with another exchange in order to gain access to the respective market. 


Fees can be so complicated to understand at crypto exchanges that we have dedicated separate sections to give you a clearer idea of what to look for. 


You will, of course, need to deposit some funds when you first open an account with a crypto exchange. Not only will the fees vary from provider to provider, but depending on your preferred payment method. 

For example, if you deposit funds with ACH at Webull, no fees apply. But, if opting for a domestic bank wire, you will pay $8 – irrespective of the size of the deposit. 

In another example, Coinbase charges no fees on local bank transfers. However, debit and credit card payments cost almost 4%. 

At eToro, US clients can deposit and withdraw funds across all supported payment methods without paying a cent in transaction fees. 

Trading Commissions

The next fee to check when searching for the best Bitcoin exchanges is the commission. This is a direct trading fee that you will pay to the exchange for buying and selling crypto. In all but a few rare cases, this is charged as a percentage against your total position. 

For example, when trading at Crypto.com, you will pay a commission of 0.40% per slide. For instance if you decide to buy Celo/USDT you’ll be paying just 0.40% per slide. This means that on a trade of $1,000 your commission will amount to $4. The same trade at Gemini, which charges a commission of 1.49%, would set you back $14.90.

At eToro, you won’t pay a commission per se, as the exchange operates a spread-only pricing structure. We explain this term in the next section. 


Irrespective of which asset class you are trading – you will always need to pay the spread. This is simply the difference between the buy and sell price of the asset – as per the exchange or broker you are using. 

In other words, this is the mark-up between the actual market price of your chosen cryptocurrency – and the rate offered by your chosen Bitcoin trading platform. 

The key problem with evaluating the spread is that it is rarely displayed by Bitcoin trading platforms. As such, you often have to dig deep into the platform’s terms and conditions. 

To give you an idea of what spreads to expect, eToro charges from 0.75% on cryptocurrency trades. Webull is slightly more expensive at 1%,  


Once you have assessed the fees charged by your chosen crypto exchange, it’s then worth having a think about storage. All of the crypto exchanges discussed on this page offer a standard web wallet. 

This means that the tokens you buy will be kept in the crypto wallet controlled by the exchange – so it is the provider’s responsibility to keep your funds secure. This isn’t a problem when you use a regulated platform like eToro or Webull. 

eToro Money Crypto Wallet

In fact, keeping your crypto tokens held in a secure web wallet will make the process of cashing out fast and convenient. 

However, many crypto exchanges are unregulated, so keeping your tokens in a web wallet can be risky. On the other hand, the best Bitcoin exchanges will also offer a proprietary wallet that comes in the shape of a mobile app. 

For example, you can download the eToro Money Crypto Wallet onto your iOS or Android device for free. In doing so, you will retain full control over your funds. 

Tools & Features

The best crypto exchanges in the US will offer a selection of tools and features that cover everything from chart analysis and education to price alerts and passive investment tools. 

Some of the most effective tools and features that we came across during the exchange review process included the following:

Passive Trading Tools

Over at eToro, we came across two innovative trading tools that allow you to invest in crypto passively. 

The first is the CryptoPortfolio tool, which is professionally built, rebalanced, and managed by the eToro team. Through a single investment, you will indirectly be gaining exposure to a wide basket of crypto tokens. 

Second, eToro also offers a Copy Trading feature, which allows you to mirror the investments of a successful crypto trader.  

Both of these tools are ideal for those without the required skill set to actively research the crypto markets. They are also suitable for investors with little experience in the crypto space. 

Pricing Alerts

Some of the best crypto exchanges reviewed today – including eToro, Binance, and Coinbase, offer real-time pricing alerts. This is a really useful tool that ensures that you receive a notification the very second a cryptocurrency hits a specific price. 

  • For example, let’s say that you are interested in trading Bitcoin, which is currently priced at $40,000. 
  • You want to invest in this digital currency when it breaches a price of $42,000 – as you believe that this is a key level of resistance. 
  • As such, by setting an alert, you will receive a notification on your phone when Bitcoin hits $42,000. 

If you like the sound of receiving pricing alerts, this is usually offered via crypto exchange apps.  

Charting Tools

Charting tools with eToro

If you have some experience in technical analysis, then you will find an assortment of charting tools at the best crypto exchanges. 

In addition to technical indicators, you might find drawing tools and even integration with TradingView. 

Payment Methods

If you’re looking to deposit funds in the most convenient way possible, then you will need to choose an exchange that has the legal remit to accept US dollar payments. 

At eToro, for example, you can fund your account with a debit/credit card, PayPal, Neteller, Skrill, WebMoney, ACH, domestic bank wire, and more. So, you can buy Bitcoin with PayPal and a wide variety of other payment methods.

On the other hand, Webull only accepts ACH and bank wires, and the former attracts a deposit and withdrawal fee of $8 and $25 respectively. 

Some exchanges will not accept US dollar deposits at all, meaning that you will need to fund your account in crypto.  

Customer Service

The overall best crypto exchanges that we came across offer a superb level of customer service. This includes the ability to speak with a live agent in real-time via a chatbox. As an added bonus, the best crypto exchanges will offer customer support on a 24/7 or 24/5 basis. 

Unfortunately, we came across a large number of crypto exchanges that only offer support via email. This means that instead of speaking with a customer represented directly, you will need to wait for a reply. 

Mobile App

The final metric to consider in your search for the best Bitcoin exchanges in the market is with regards to mobile usage. 

eToro mobile app

In a nutshell, by using an exchange that offers a top-rated mobile app will ensure that you can trade crypto no matter where you are located. 

  • For example, imagine being out of the house and finding out that your crypto investment had dropped by 30% in the prior hour, with no sign of the trend slowing down. 
  • If you didn’t have access to a crypto exchange app, you would need to wait until you got home to close the position. 

Moreover, it is important to assess whether the crypto exchange app is user-friendly – especially when it comes to placing buy and sell orders. 

How to Use a Crypto Exchange

In this section of our guide, we are going to outline the required steps to get started with a crypto exchange today. 

In following the steps below, you will learn how to register an account with eToro, make a deposit, and place a crypto trade – all in the space of 10 minutes. 

Step 1: Register an Account 

As noted earlier, when using a regulated platform that supports USD deposits and withdrawals, you will need to provide some personal information. 

eToro is no different, so head over to the provider’s homepage and click on ‘Join Now’ to get the ball rolling.   

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

Next, fill in the registration form as prompted. As you will see from the below, this will require your name and contact details, alongside a secure username and password. 

To complete the sign-up process, you need to get verified. eToro simply requires two documents for this purpose – which includes a government-issued ID and proof of address. Plenty of document types are supported – so check the eToro website to see which is best for you.    

Step 2: Deposit Funds  

Now that you have a verified account, it’s time to add some funds. The minimum deposit at eToro is just $10 for new US clients. No fees apply to any of the broker’s supported payment methods.  

The fastest payment options consist of debit/credit cards and e-wallets. Traditional banking options like ACH, SWIFT, and domestic wires are also supported. These will, however, take longer to process.   

Step 3: Choose a Crypto to Trade  

Next, you will need to search for the crypto market that you want to trade. If you know which token interests you, enter the name of the crypto into the search bar and click on ‘Trade’. 

In our example, we are searching for Dogecoin. 

What you can also do is click on the ‘Discover’ button from the left side of the dashboard, followed by ‘Crypto’. This will then bring up each and every crypto market available on the eToro website. 

Step 4: Trade Crypto  

After you have clicked on the ‘Trade’ button, this will populate an order box. In the ‘Amount’ field, you can enter your desired investment stake in US dollars. 

Buy DOGE on eToro

Although in our example we are looking to invest $150 into Dogecoin at the current market rate, you can trade any amount from $10 upwards. 

Once you have entered your stake, click on the ‘Open Trade’ button to confirm the investment. 

Latest Crypto Exchange News

Before rounding off this guide, let’s take a quick look at the most prominent news items related to crypto exchanges this week:

  • Binance recently announced that it would resume accepting FIAT deposits and withdrawals to UK banks. This feature will only be available to fully-verified accounts and will come with a £2 fee per transfer.
  • Crypto exchanges have been put on alert recently after Joe Biden signed an executive order that will soon explain how the US Government plans to regulate the crypto market. There are fears this could impact many areas of the market, specifically the growing DeFi sector, which is causing anxiety amongst investors.
  • Finally, Binance also announced the launch of Bifinity, a payments provider which will help the exchange facilitate FIAT-to-crypto transactions. This feature is expected to significantly benefit SMEs, as it will allow them to accept crypto payments much more easily.


The importance of choosing the best crypto exchange for your goals, skillset, and preferred markets should not be understated. After all, in order to trade crypto, you will need to risk your hard-earned capital. 

After reviewing the very best crypto exchanges in the market right now – we found that eToro is a top option to consider. At this exchange, you’ll have access to dozens of cryptocurrencies from just $10 upwards – all on a spread-only basis.  

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

Frequently Asked Questions on Crypto Exchanges

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